1. • Any legal considerations on social security during your field education experience that you may have had to address or that you might address
2.• An explanation of potential challenges in adhering to legal considerations during your field education experience
I concur with my colleague’s sentiments with regards to social security legal considerations. It’s true that all social security laws must be adhered to avoid possible legal implications of violation. It is even more complicated when serving a client who is legally mandated to have a representative payee. More importantly, many clients do not understand their rights and responsibilities under the social security law (Laureate Education, 2013).
This is challenging when clients pose legal questions since we have to refer them back to social security legal experts. In fact, I should think that the role of helping clients find adequate housing can be a challenging one considering the logistical, financial and legal issues involved. Considering the high attachment that people attach to homes, it can be a daunting task to try to help a client in deciding with regards to a choice of where to live. Notwithstanding the financial aspects, people have other factors for preferring to live in certain neighborhoods and not others.
Therefore my view is that besides the information and the advisory part, it is a challenging endeavor given the emotional aspects involved in choosing a home. It’s even worse when you have to help a family due to multiple conflicting preferences and interests of individual family members. Another legal challenge could arise when assisting a client who has a representative or interpreter given the legal implications involved particularly when information provided turns out to be inaccurate (ASS, 2013).
In my experience, I have learned that most people do not understand the legal requirement on full disclosure of all medical treatment sources and especially for people with disability. Thus there is a need for clients to be allowed to have a legal expert to guide them through the social security application process.
Social Security Retirement Benefits
In addition to Social Security’s retirement benefits, workers earn life insurance and SSDI protection by making payroll tax contributions:
- About 96 percent of people aged 20-49 who worked in jobs covered in 2019 have earned life insurance protection .
- For a young worker with average earnings, a spouse, and two children, that’s equivalent to a life insurance policy with a face value of over $725,000 in 2018, according to actuaries.
- About 89 percent of people aged 21-64 who worked in covered employment in 2019 are insured in case of severe disability.
Administration, S. S. (2013). Social Security programs in the United States. Social Security Bulletin, 56(13), 3–82.
Laureate Education. (Producer). (2013). Legal considerations [Audio file]. Retrieved from https://class.waldenu.edu.
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